Central
State Bank

We're Central
To All
Your Banking Needs
Central State
Bank
701 Quincy Street
Pleasant Hill, IL 62366
217-734-2356
Fax: 217-734-2413
E-mail: info@csb123.com
Mortgage Division
200 North 8th Street
Suite 103
Quincy, IL 62301
217-222-7788
Fax: 217-222-7892
Central
State Bank was established in 1928
in Clayton Illinois as Clayton State Bank, and is
still a privately owned bank. Today the bank has
three full-service banking facilities located in
Pleasant Hill, Clayton and Quincy, Illinois. It
also operates mortgage offices in Bowling Green
and Hannibal, Missouri and Jerseyville, Illinois.
As Clayton State Bank the institution served primarily
the agricultural banking needs of rural Adams and
Brown County. In 1991, a branch facility was established
in Pike County (Pleasant Hill) and the bank's name
was changed to Central State Bank to better reflect
a growing regional presence.Central State Bank features
the security of FDIC coverage, a wide variety of
products to meet our customers needs, home town
friendliness and a "can do" attitude.

Main Lobby at Pleasant Hill.
Central State Bank takes pride in creating the perfect
mortgage plan for you - one that's tailor-made to
fit your budget. Central State Bank has exceptional
rates and is one of the Tri-States' top mortgage lenders.
Mike Kinscherff, president of Central State Bank,
recently announced the appointment of Judy Capps as
a loan officer at the Pleasant Hill facility. Capps,
who resides in Pleasant Hill, brings to the banking
table twenty-five years experience as a real estate
broker. The bank is a direct endorsement F.H.A. and
an approved V.A. lender. It offers a variety of mortgage
options, including:
FmHA/VA loans
0% down mortgages
Conventional home mortgages
3% down FHA loans
Up to 30-year fixed rate mortgages
Balloon and adjustable rate mortgages
Special Community Home Buyer Program
Illinois First Time Home Buyer programs

Drive-Thru at Pleasant Hill
Our full service banking institutions provide not
only mortgages, home loans, and debt consolidations,
but also No Cost Checking with no minimum balance,
and great savings options such as IRA's, Roth IRA's,
and CD's. Visit the friendly staff at any of our facilities
today.
Member FDIC; Equal Housing Lender

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Pleasant Hill Hours:
Monday - Thursday, Lobby 8:30 - 2:30, Drive-Up
8:00 - 3:45.
Friday, Lobby 8:30 - 6:00, Drive-Up 8:00 - 6:00.
Saturday Lobby Closed, Drive-Up 8:00 - 12:00.